Hello Chris green here with a flood insurance guru. Today, we're talking a little bit about elevation certificates and how to read the different elevations on one and what they mean compared to the base flood elevation. We're gonna go through that today. If you see in the corner of the screen, we've got a picture of the different elevation numbers that you should be looking at on the elevation certificate. Generally, these numbers are going to be on page two or section C of the elevation certificate. We'll go through them a little bit. Remember, you always want to measure everything against the base flood elevation. So, if you're looking at the top of the screen, one of the first numbers you'll see is the top of the bottom four. That's generally going to be your foundation for crawlspace, basements, slab, etc. The next number up here is the net is the next highest floor. That might be your first-floor rating if you've got an above-grade crawlspace. Another thing to look for is the elevation of an attached garage, if there is one. The lowest machinery level, like air conditioner and furnace, is also important as it can affect your flood insurance rates even if your foundation and floor are above the base flood elevation. The next thing to pay attention to is your lowest adjacent grade and your highest adjacent grade. It's crucial to look at the lowest adjacent grade because if it's above the base flood elevation, you have the opportunity to change your flood zone. Remember, the lower you are below the base flood elevation, the higher your flood insurance premiums will be. If you have any questions about understanding Section C in elevation certificates or if you believe there may be errors, please reach out...
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